Roof Damage from Trees?
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Property damage from trees can leave homeowners feeling vulnerable and unsure of what to do during a storm. But if you act fast, you can keep your family safe and avoid further damage.
When a tree falls on a roof, it has a significant initial impact that can result in structural damage. With every minute, the structural integrity of the roof weakens, increasing the chances of the roof caving in, causing more damage and harm.
At Charlotte’s Best Roofing and Gutters, we emphasize taking quick action to get your family to safety and calling for emergency roof repair.
Why Do Trees Fall During a Storm?
- Saturated Soil – During a storm, the ground is soaked with water and gets softer. This loosens the grip of the tree roots. When a strong wind blows, the tree with no anchor is uprooted. Also, in the long term, excess moisture from a storm coupled with insufficient oxygen causes root decay, leaving the tree susceptible to falling.
- Top Heavy – When the ground is wet, trees can draw a lot of fluid to their canopy, causing them to be top-heavy and increasing the risk of collapsing during a storm with strong winds.
- Weak or Damaged Tree – When a tree is damaged or diseased, or its trunk splits, it gets weaker and more susceptible to falling during a storm. Damaged and dead branches are brittle and have low structural integrity. A little external force is enough to bring a tree branch or the whole tree down onto your roof.
What to Do if a Tree Falls on Your Roof
- Get Everyone to a Safe Place Outside
The first thing to do Is to get everyone in the house outside. It would be best if you had evacuation plans for such emergencies. This includes having ‘go bags’ ready with essential items to grab and leave.Depending on the size of the tree and the extent of damage, the tree could cave in immediately or take some time. But since it’s challenging to evaluate the damage the branch or tree has caused to the roof without professional help, it’s best to be safe than sorry. - Call 911
Emergency professionals are trained for such situations and can advise you on the next best course of action. They’ll dispatch the fire department and police to assess the safety of your home from a possible fire hazard.This is essential because the tree may have brought down some power lines and connections to your house. Provide these professionals with every relevant detail they need to act. - Take Photos
Regardless of the extent of the damage, it’s wise to document it for the insurance company. These photos may be used to determine how much you’re compensated.You should only take photos when it’s safe to do so. Alternatively, you can ask the emergency personnel for help. Be sure to capture different parts of the roof that have been damaged. - Contact the Insurance Company
Your insurance provider can also help with the next steps. You can get some or all of the damage covered under the homeowner’s insurance policy. However, if the tree or branch fell on the roof because it was rotten or poorly maintained, you may not get compensation.Most insurance companies advise contacting local roofing companies to inspect and repair your roof after tree damage. - Get the Tree or Branch Removed
Tree removal companies are ideal for removing fallen trees from your roof. They’ll cut it up and dispose of the chunks, preparing the roof for inspection and repair. If you do not have a tree removal company, Charlotte’s Best Roofing and Gutters can remove the tree and provide emergency tarping. - Contact a Roof Repair Company
After following the steps above, contact a professional roofing contractor like Charlotte’s Best Roofing and Gutters. Our team offers emergency roof repairs. The first step in tree roof damage after a storm is to cover the damage with a tarp to prevent it from worsening.We’ll conduct a thorough inspection of the roofing materials and structure and provide a transparent quotation. We also have a team of insurance adjusters who will help with the insurance claim and ensure you’re compensated for what you deserve.
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How Much Does Roof Repair Cost?
The cost of repairs varies widely depending on the type of material, roof size, and extent of damage. If the damage was from a small branch, then the repair may cost hundreds of dollars. But if an entire tree fell on the roof, structural damage is almost guaranteed, and the cost could be in the thousands. Most homeowner policies cover tree falls due to wind. We will work with your insurance company to cover these costs.
At Charlotte’s Best Roofing and Gutters, we can successfully handle small and large jobs. From minor issues to serious structural damage, we can repair or replace any roof.
How Long Does a Tree-Damaged Roof Repair Take?
The exact time it takes to complete a roof repair after tree damage varies since all claims are unique, and different insurance carriers have unique guidelines on how they work and what they approve. On average, a tree damage claim may take anywhere between two weeks to four months. With our licensed and professional adjusters on your case, we can help speed up the process.
Our insurance adjusters have roof repair and construction experience and understand the claims guidelines that apply in North Carolina and South Carolina.